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Can Smartphone’s Help Filipinos Save Money?
Technology is making all our lives easier. This is especially true when we looking at banking, finance, business and related industries. Sending money from one account to another account just ten years ago, would take you half the day to travel to the branch, line up at the branch, fill out the paperwork at the branch, etc. Transferring money from one account to another account can be simply done online with just a few clicks and you don’t even have to leave the comfort of your air conditioner!
Computers are now being replaced by Smartphone and tablets. The iPhone is the world’s leading Smartphone and it is only natural that the luxuries us Filipinos have all become accustomed to on a desktop PC or laptop are now being transferred onto our cell phones.
Most Philippine based banks have not yet caught up in full with the rest of the world when it comes to banking on the go apps, but there are other fantastic free apps, that Pinoys can download to their iPhone and take advantage of. Here are two of best we have found and use:
Free App in the iTunes app store! It sounds great already. You also do not need to pay an upgrade fee to get access to the most useful aspects of this app. You can create unlimited categories, set budgets, set reminders, view history, export the data to excel and so much more. A great app for managing your money, expenses, loan repayments and spending habits. Search in the app store for: “Best Budget Free”.
Free App in the iTunes store. Download this app and start using today to help manage your budget. You can add your spending on the go and break them down to different categories. At the end of each week or month you can analyse what money you spent and what you spent it on. Who knew that those casual treats at Mini Stop was costing you so much!
In fact, there is more than just these two free apps available to iPhone that will help you manage your budget and save more money. The key is to download one or maybe two to quickly compare the features and usability. Then most importantly, ensure that you use only one entirely to dedicate all your motivation and time to keep track of every last peso. Think about your salary last month, if you can not name where every peso was spent…perhaps you should start finding out.
If you don’t have a plan for your money, you are planning to lose it.